Kerala State Insurance Department

Kerala State Insurance Department

The Kerala State Insurance Department is a Commercial Department under the administrative control of Finance Department, Govt. of Kerala doing both General Insurance Business and Life Insurance business. This Department is registered with IRDA under Reg. No.539 as per 3 of Insurance Act 1938.

It has a Directorate at Thiruvananthapuram and District Offices in all the 14 Districts.

Official website : www.insurance.kerala.gov.in

District Insurance Office, Malappuram

All the services of the State Insurance Department in Malappuram District is rendered through this office. Situated on the third floor of Al Manara Complex, Tirur Road, Down Hill, Malappuram.

Email : diompm.ins@kerala.gov.in
Phone : 0483 – 2732068
Mob (CUG) : +91 9496004877 (District Insurance Officer)
+91 9496004878 (Development Officer)

Services Offered

1. State Life Insurance (SLI) Policy : Most attractive value-for-money life insurance endowment policy with high Sum Assured and increased Bonus Rate assuring maximum return. Implemented for the State Government Employees and employees of Aided Schools and Private Colleges, Universities, City Corporations, Municipalities, Co-operative Institutions, Govt. Owned Boards and Corporations and all other Public Sector Undertakings
   • Policy Underwriting
   • Policy Revival
   • Loan (from Policy) Processing
   • Policy Endorsements
   • Claim Settlement
2. Employees’ Group Insurance Scheme (GIS) : Implemented for the State Govt. Employees and employees ofAided Schools and Private Colleges, Universities, City Corporations, Municipalities, Co-operative Institutions, Govt. Owned Boards and Corporations and all other Public Sector Undertakings. Scheme intended to provide at a low cost and on a wholly contributory and self-financing basis the twin benefits of an insurance cover to help their nominees in the event of death while in service and a lumpsum payment to augment their resource on retirement
   • Membership Registration
   • Membership Revival
   • Claim Settlement
3. Group Personal Accident Insurance Scheme (GPAIS) : Scheme intended to provide complete cover in the event of accidental death, permanent total disablement and permanent partial disablement. Implemented for the State Govt. Employees and Teachers, Employees of Aided Schools and Aided Colleges, Employees of Panchayath and Municipal Common Service, Universities, PSUs, Co-operative Insitutions, Autonomous Bodies and other Govt. Institutions
4. Vehicle Insurance : All Government owned vehicles and vehicles in which the Government have substantial financial interest are to be insured with the State Insurance Department. Indented to indemnify the insured in the event of accident caused by or arising out of the use of the Motor Vehicle against loss or damage to the vehicle and or all sums including claimant’s costs and expenses which the insured shall become legally liable to pay
   • Policy Underwriting
   • Policy Revival
   • Policy Endorsements
   • Claim Settlement
5. Fire and Other Perils Insurance : Indented to safeguards the insured against unforeseen contingency caused by accidental fire, lightning, explosion/implosion, destruction or damage caused by aerial devices, man made perils in the form of riots, strike etc, natural calamities like storm, cyclone, flood etc. Government owned properties and those properties in which the State Government have substantial financial interest are covered.
   • Policy Underwriting
   • Policy Endorsements
   • Claim Settlement
6. Package Insurance For MPKBY / SAS Agents : Covers Personal Accident, Money In Transit and Fidelity Guarantee
   • Policy Underwriting
   • Claim Settlement
7. Other General Insurance Products like Marine Insurance (Hull & Cargo), Electronic Equipment Insurance, Machinery Breakdown Insurance, Money Insurance, Transit Insurance, Fidelity Guarantee Insurance, etc
   • Policy Underwriting
   • Policy Endorsements
   • Claim Settlement