Kerala State Backward Classes Development Corporation

Address : 23/227 J And K Building Munduparamba P.O Malappuram
Office Head : Assistant General Manager
Phone Number : 0483-2734114
0483-2734115

Services :

Disbursement and repayment of loan to minorities and backward classes in low interest

1.Self Employment Loan (NMDFC)

Self Employment 1

Maximum Amount : 20 Lakhs
Interest Rate : 6%
Repayment Period : 60 months
Age Limit : 18-55
Annual Income : 98000/- in rural areas 1,20,000/- in urban areas

Self Employment 2

Maximum Amount:30 Lakhs
Interest Rate
Male: 8%
Female: 6%
Repayment Period : 60 months
Age Limit : 18-55
Annual Income : Below 6,00,000/- Rupees

Education Loan 1

Maximum Amount:15 lakhs(In India) 2 lakhs per annum
20 lakhs(Outside) 4 lakhs per annum
Interest Rate : 3%
Repayment Period : 60 months
Age Limit : 16-32
Annual Income : 98000/- in rural areas 1,20,000/- in urban areas.

Education Loan 2

Maximum Amount:20 lakhs (In India) 4 lakhs per annum
30 lakhs(Outside) 6 lakhs per annum
Interest Rate
Male: 8%
Female: 5%
Repayment Period : 60 months
Age Limit : 16-32
Annual Family Income : Below 6,00,000/-

Re-Turn Self Employment Loan 1

Maximum Amount : 20 Lakhs
Interest Rate : 6%
Repayment Period : 60 months
Age Limit : 18-65
Annual Family Income : 98000/- in rural areas 1,20,000/- in urban Areas

Re-Turn Self Employment Loan 2

Maximum Amount : 20 Lakhs
Interest Rate
Male: 8%
Female: 6%
Repayment Period : 60 months
Age Limit : 18-65
Annual Family Income : Below 6,00,000/-

Start-up Self Employment Loan 1

Maximum Amount : 20 Lakhs
Interest Rate : 6%
Repayment Period : 60 months
Age Limit : 18-40
Annual Family Income : 98000/- in rural areas 1,20,000/- in urban Areas

Start-up Self Employment Loan 2

Maximum Amount : 30 Lakhs
Interest Rate
Male: 8%
Female: 6%
Repayment Period : 60 months
Age Limit : 18-40
Annual Family Income : Below 6,00,000/-

Micro Credit Loan (Through CDS/NGO)

Maximum Amount (CDS/NGO) : 2 Crore Rupees
Maximum Amount to Beneficiary : 1 Lakh Rupees
Interest Rate (CDS/NGO) : 3.5%
Interest Rate to Beneficiary : 5%
Repayment Period : 36 months

2.Self Employment Loan For Other Backward Classes (NBCFDC)

Self Employment Loan

Maximum Amount : 15 Lakhs
Interest Rate : 6%
7%
8%
Repayment Period : 60 months
72 months
84 months
Age Limit : 18-55
Annual Family Income : Below 3,00,000/- Rupees

New Suvarnima

Maximum Amount : 1,00,000/- Rupees
Interest Rate : 5%
Repayment Period : 60 months
Age Limit : 18-55
Annual Family Income : Below 3,00,000/- Rupees

Education Loan

Maximum Amount:15 lakhs(In India) 2 lakhs per annum
20 lakhs(Outside) 4 lakhs per annum
Interest Rate
Male: 4%
Female: 3.5%
Repayment Period : 60 months
Age Limit : 16-32
Annual Family Income : Below 3,00,000/- Rupees

Re-Turn Self Employment Loan

Maximum Amount : 20 Lakhs
Interest Rate : 6%
7%
8%
Repayment Period : 60 months
Age Limit : 18-65
Annual Family Income : Below 3,00,000/- Rupees

Start-up Self Employment Loan

Maximum Amount : 20 Lakhs
Interest Rate : 6%
7%
8%
Repayment Period : 60 months
Age Limit : 18-40
Annual Family Income : Below 3,00,000/- Rupees

Micro Credit Loan (Through CDS/NGO)

Maximum Amount (CDS/NGO) : 2 Crore Rupees
Maximum Amount to Beneficiary : 1 Lakh Rupees
Interest Rate (CDS/NGO) : 3.5%
Interest Rate to Beneficiary : 5%
Repayment Period : 36 months

MahilaSamridhiYojana (Micro Loans for Woman)

Maximum Amount (CDS/NGO) : 2 Crore Rupees
Maximum Amount to Beneficiary : 1 Lakh Rupees
Interest Rate (CDS/NGO) : 2.5%
Interest Rate to Beneficiary : 4%
Repayment Period : 36 months

3.Welfare Schemes for Other Backward classes and minorities through KSBCDC Own Fund

Marriage Loan For Womans

Maximum Amount : 2,00,000/- Rupees
Interest Rate : 6%
Repayment Period : 60 months
Age Limit : 18-60
Annual Income : Below 3,00,000/- Rupees

Suvarnasree Loan

Maximum Amount : 3,00,000/- Rupees
Interest Rate : 9%
Repayment Period : 72 months
Age Limit : 18-55
Annual Income : Below 3,00,000/- Rupees

EnteVeedu (Housing Loan) Scheme 1

Maximum Amount : 5,00,000/- Rupees
Interest Rate : 7.5%
Repayment Period : 180 months
Age Limit : 18-55
Annual Income : Below 3,00,000/- Rupees

EnteVeedu (Housing Loan) Scheme 2

Maximum Amount : 10,00,000/- Rupees
Interest Rate : 8%
Repayment Period : 180 months
Age Limit : 18-55
Annual Income : Below 3,00,000/- Rupees

Vidyasree Loan

Maximum Amount : 3,00,000/- Rupees
Interest Rate : 6%
Repayment Period : 72 months
Age Limit : 16-32
Annual Income : Below 3,00,000/- Rupees

Working Capital Loan

Maximum Amount : 3,00,000/- Rupees
Interest Rate : 8%
Repayment Period : 72 months
Age Limit : 18-55
Annual Income : Below 8,00,000/- Rupees

Business Development Loan

Maximum Amount : 5,00,000/- Rupees
Interest Rate : 9%
Repayment Period : 72 months
Age Limit : 18-60
Annual Income : Below 8,00,000/- Rupees

Personal Loan

Maximum Amount : 5,00,000/- Rupees
Interest Rate : 11%
Repayment Period : 72 months
Age Limit : 18-60
Annual Income : Below 8,00,000/- Rupees

Vehicle Loan(For Govt: Employees Only)

Maximum Amount : 6,00,000/- Rupees
Interest Rate : 9%
Repayment Period : 72 months
Age Limit : 18-60
Annual Income : Below 8,00,000/- Rupees

SwasthaGruha Loan

Maximum Amount : 5,00,000/- Rupees
Interest Rate : 10%
Repayment Period : 72 months
Age Limit : 18-60
Annual Income : Below 8,00,000/- Rupees

Sub District Offices

1.Tirur
Builder Tower, Ezhoor Road
Near Savera Hospital
Tirur Malappuram 1
676101
0494-2432275

2. Wandoor
Kunnummel Buildings
Manjeri Road, Wandoor Malappuram
679328
04931-248300